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(Or they may say you have a refund waiting but need to verify personal info before sending.) "They're very convincing," says Nofziger, "and they often use aggressive language." And let's be honest, beyond the intimidation factor, who doesn't feel guilty about fudging something on a 1040 at some point?

- Their profile states that a man's age, race or income doesn't matter to them - Their e-mail handles often contain bad Russian words: "poebushka", "zaebok", "syka", "klitr", etc.. to send e-mails - All their letters are translated through the online translator with few misspelled Russian words left untranslated, often those Russian words are in male gender - They call your profile "structure" - They say they found your "structure" in a marriage agency, while you are actually on a general dating service - They contact you out of the blue on your private e-mail address and you have no idea where the hell did they get your e-mail addy from - They often start their message to you with words "Hello stranger" or "Hello lonely soul" - They often say you are "lonely" instead of saying "single" - They almost never return and read their mail on the dating services, therefore they always ask you to contact them on their private e-mail address - After they mass-mail men (including you) they often get booted off the dating services, so their profile may disappear right after they contacted you.

"They usually pick up on the first ring," she says.

"The IRS doesn't usually have the staffing capacity to pick up on the first ring, but the scammers do." Last spring, in one of the biggest busts of its kind, the Federal Trade Commission (FTC) charged four national cancer charities (the Cancer Fund of America, Cancer Support Services, the Children's Cancer Fund of America and the Breast Cancer Society) with defrauding consumers of 7 million.

At the other end of the cancer-scam spectrum, last August a reigning beauty queen (Miss Pennsylvania U. International) was arrested after allegedly claiming she had cancer and swindling tens of thousands of dollars from sympathetic supporters.

She even shaved her head and staged "Bingo for Brandi" fundraisers, authorities say.

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